The funds of the scheme comprised the contribution from Government of Kerala, contribution collected from members of the scheme, interest from Bank deposits etc which is being utilized for payment of various benefits to members of the scheme and administrative expenditure. The corpus fund would be deposited as short term fixed deposit. The fund is mainly utilized for the disbursement of multi faceted benefits to like Retirement Benefit, Maternity Benefit, Marriage Benefit, Medical Assistance, Scholarship to children of the workers, Death benefit etc. to the members.
- Loan for marriage:- members who have remitted the subscriptions for more than 10 years are eligible for a loan for conducting the marriage of their daughters. An amount equivalent to 75% of the 50% of total amount remitted as subscription, as interest free loan which would be repaid within 3 years is given as loan.
- Loan for Maintenance of Residential Building: - members who have remitted the subscription for more than 10 years are eligible for an amount equivalent to 75% of the 50% of total amount remitted as subscription, which is to be repaid within 3 years would be given as interest free loan.
- Loan for Self Employment: - Members who have remitted the subscription for atleast 10 years are eligible to get 75% of the 50% of the contribution made, as interest free loan for the purchase of cycle/ two wheelers or working tools. The amount so availed shall be repaid within 3 years without having any interest.